Rideshare accidents can hit fast and out of nowhere. One moment you’re heading home, the next your Uber or Lyft is jolted by another driver, slammed from the side, or stuck in a multi-car pileup. As a passenger, you’re rarely ever the one at fault, but the steps you take in the minutes and days after the crash heavily impact your case value. This guide explains exactly what to do after an Uber or Lyft accident to protect your health, your rights, and your compensation.

1. Check for Injuries and Call 911

Even if the collision feels minor, adrenaline can hide pain. Always check yourself and others for injuries and call 911 if anyone is hurt. Police reports are extremely important in rideshare cases because insurance companies rely on them to determine fault. Without one, insurers may delay or deny your claim.

2. Document the Scene Immediately

If you’re able to move and safely do so, gather as much evidence as possible. Take photos of the vehicles involved, damage to the Uber or Lyft, road conditions, weather, license plates, your visible injuries, the rideshare driver’s documents, and the overall scene. Also screenshot your ride details, driver name, trip route, pickup and drop-off times, and fare information. These screenshots create a digital timestamp proving you were a passenger during the crash.

3. Get the Rideshare Driver’s Information

Request the driver’s full name, phone number, license, insurance information, and vehicle registration. Do not rely solely on the app for this info. Always save your own copy.

4. Report the Crash to Uber or Lyft

Both companies require passengers to report accidents through their platform. This creates an official record and activates their insurance coverage.
Uber Accident Reporting: https://help.uber.com/
Lyft Accident Reporting: https://help.lyft.com/hc/en-us/

5. Get Medical Care Right Away

Many rideshare accident injuries don’t show symptoms until hours or days later. These may include whiplash, concussions, soft-tissue injuries, back trauma, and nerve-related issues. Waiting to get treated gives insurance companies leverage to argue that your injuries were not serious or not caused by the accident.

6. Don’t Give Statements to Insurance Adjusters Alone

Rideshare insurers are trained to minimize payouts. They often call passengers early on to collect statements that can be used against them. Avoid saying things like “I’m fine,” “It wasn’t that bad,” or “I don’t think I’m injured.” Politely decline to give detailed statements until you speak with an attorney.

7. Understand Rideshare Insurance Coverage

When the driver is marked as “on the app,” Uber and Lyft generally provide up to $1,000,000 in liability coverage, plus uninsured and underinsured motorist coverage depending on the state. Injured passengers often qualify for this highest level of protection, which is why documentation and proper reporting are crucial.

8. Speak to an Experienced Rideshare Accident Lawyer

Uber and Lyft accidents involve more complexity than regular car crashes. There may be multiple insurance carriers, corporate legal departments, app data, driver statements, police reports, and blurred lines of liability. A law firm experienced with rideshare cases will handle every part of the claim while you recover.

Final Thoughts

Passengers almost never share fault in rideshare accidents, but they must take the right steps to safeguard their claim. With strong evidence, immediate medical care, and an experienced attorney, you significantly increase your chances of recovering full compensation.