With food delivery apps like DoorDash becoming a daily convenience for millions, more drivers are on California roads making rapid trips to meet tight deadlines. Unfortunately, this rush can sometimes lead to accidents. Whether you are a DoorDash driver, another motorist, a cyclist, or a pedestrian, being involved in a DoorDash accident can raise complex legal and insurance questions.
The Rise of Delivery Driver Accidents
As the National Safety Council (NSC) notes, increased gig economy driving has contributed to a higher risk of traffic collisions due to long hours, distracted driving, and tight delivery schedules. Read more here: https://www.nsc.org/road
Common causes of DoorDash accidents include:
- Distracted driving (GPS navigation, app notifications)
- Speeding to meet delivery deadlines
- Unsafe lane changes or sudden stops
- Driving in unfamiliar neighborhoods
- Fatigue from extended shifts
- Driving under poor weather or road conditions
Who Is Liable in a DoorDash Accident?
Determining liability in a DoorDash accident depends on several factors, including whether the driver was actively “on the app” at the time of the collision. Potential liable parties include:
- The DoorDash driver – for negligent driving
- DoorDash’s insurance policy – which may apply when the driver is on an active delivery
- Another motorist – if they caused the collision
- A third party – such as a vehicle manufacturer in the case of a defect
DoorDash provides certain insurance coverage for its drivers, but it only applies in specific situations. You can review their policy details here: https://help.doordash.com/dashers/s/article/insurance?language=en_US
Insurance Coverage for DoorDash Accidents
DoorDash offers $1 million in excess liability insurance for drivers when they are actively delivering an order (from pickup to drop-off). However:
- If the driver is not on an active delivery, their personal auto insurance is the primary coverage.
- Insurance disputes are common, as multiple policies may overlap or exclude coverage for delivery driving.
Steps to Take After a DoorDash Accident
- Call 911 and ensure a police report is filed
- Seek immediate medical attention
- Take photos and videos of the scene, vehicles, and any injuries
- Gather contact and insurance information from all involved parties
- Note whether the DoorDash driver was actively delivering at the time
- Contact a California DoorDash accident lawyer before speaking to insurance adjusters
How Hillstone Law Can Help
DoorDash accident claims can be more complicated than standard car accident cases due to gig worker classification, multiple insurance policies, and corporate liability issues. At Hillstone Law, we have the experience to navigate these complexities, identify all available coverage, and fight for maximum compensation for your injuries.
If you have been injured in a DoorDash-related accident in California, our team is here to protect your rights.
