A car accident can change your life in an instant. From mounting medical bills to time away from work, the financial and emotional toll can feel overwhelming. To make matters worse, insurance companies often use aggressive tactics designed to minimize the amount of money you receive. Don’t face these powerful companies alone. At Hillstone Law, our experienced Irvine car accident lawyers fight to protect your rights and secure the full compensation you deserve.

How Insurance Companies Try to Pay You Less

Insurance companies are in the business of protecting their profits — not injury victims. Their adjusters are trained to reduce payouts, sometimes starting at the very scene of the accident. Here’s how they do it:

• Shifting the blame: California follows the rule of comparative negligence, which means if you’re found partially at fault, your compensation can be reduced. Even a 50/50 fault split cuts your recovery in half.
• Using software to undervalue pain and suffering: Claims adjusters often rely on impersonal algorithms that ignore your unique situation.
• Pushing lowball offers quickly: They may pressure you to accept a settlement before you know the full extent of your injuries.
• Requesting overbroad medical records: This allows them to claim your injuries were pre-existing.
• Delaying payments: Hoping that mounting bills will pressure you into settling for less.

Without an attorney, it’s easy to fall victim to these tactics and walk away with far less than your case is worth.

Why Having a Lawyer Increases Your Settlement

Studies consistently show that injury victims with attorneys recover more compensation than those who go it alone. Insurance companies know that a skilled trial lawyer poses a serious risk in court — and that risk pushes them to offer fairer settlements.

At Hillstone Law, we:

• Investigate your accident thoroughly to prove fault.
• Gather evidence from medical experts, accident reconstructionists, and financial professionals.
• Negotiate aggressively with insurance companies.
• Take your case to trial if they refuse to pay what you deserve.

Worried About the Cost? Don’t Be.

Like most personal injury firms, Hillstone Law works on a contingency fee basis. That means:

• No upfront costs
• No hourly fees
• You pay nothing unless we win

Our fee is a percentage of the settlement or verdict we obtain for you, so you can focus on recovery without financial stress.

Speak with an Experienced Irvine Car Accident Attorney Today

Car accidents are stressful enough without having to battle insurance companies. Let us handle the legal fight while you focus on healing. At Hillstone Law, we’ve helped countless accident victims in Irvine and throughout Orange County secure the justice and compensation they deserve.