Insurance adjusters may come across as friendly and supportive after an accident, but it’s important to remember that insurance companies are profit-driven. Their goal is to minimize payouts and settle claims quickly and cheaply. Without an experienced Irvine auto accident attorney by your side, insurers often have the upper hand and may pressure you into accepting far less than your case is worth. At Hillstone Law, we’ve seen firsthand the tactics they use to devalue claims. Below are three common strategies they rely on.
1. Tricking You Into Making Statements That Hurt Your Case
Shortly after the accident, an insurance adjuster may ask to take a recorded statement. While they’ll ask basic questions like the time and location of the crash, they often dig deeper to uncover any details that might shift the blame onto you.
Sometimes, their questions are worded in a confusing or misleading way, causing you to unintentionally admit fault or provide inaccurate information. Because these statements are recorded, they can be used against you later to reduce or deny your claim.
2. Undervaluing Your Case
Insurance adjusters handle accident claims every day and know what they’re doing. They might tell you that your case is only worth a small amount and present a lowball settlement offer to make it seem like a reasonable deal.
In reality, your claim could be worth much more. The attorneys at Hillstone Law will thoroughly evaluate your case and push back when insurance companies give misleading or incomplete information about settlement values.
3. Claiming Their Offer is the “Best You’ll Get”
A common pressure tactic is telling you the current settlement offer is final and that you won’t receive more if you continue to negotiate. This is almost never true.
Once you involve a personal injury attorney and begin the litigation process, the insurance company faces the possibility of going to court and your potential settlement often increases. The right legal representation shows insurers you’re serious about getting fair compensation.
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Disclaimer: The material provided in these blogs is for general informational purposes only and should not be considered legal advice. Reading these posts does not create, and is not intended to create, an attorney-client relationship with Hillstone Law. Our intent is to share knowledge, raise awareness, and provide helpful resources to the public; however, Hillstone Law makes no warranties or guarantees about the accuracy, completeness, or reliability of the information provided, and expressly disclaims liability for any actions taken in reliance on it. The photos used in these posts are for illustrative purposes only and do not depict actual clients, individuals, or incidents unless expressly stated. If you or a loved one has been injured in an accident, please contact Hillstone Law at (855) 691-1691. Our attorneys are available to answer your legal questions and help you understand your rights.
