Mistake #1: Not Calling 911 or Filing a Police Report
- Why it matters: No police report = no official record.
- Insurance companies may deny or minimize claims.
Mistake #2: Admitting Fault at the Scene
- Even saying “I’m sorry” can be twisted into admitting liability.
- Stick to facts only.
Mistake #3: Delaying Medical Treatment
- Gaps in treatment give insurers an excuse to argue you weren’t really injured.
- Always see a doctor, even if injuries seem minor.
Mistake #4: Not Collecting Evidence
- Photos, witness info, and scene details disappear fast.
- Document everything immediately if possible.
Mistake #5: Talking Too Much to Insurance Adjusters
- Adjusters are trained to get you to say things that lower your claim.
- Keep it brief and never agree to a recorded statement without legal advice.
Mistake #6: Posting on Social Media
- A single photo or “I’m fine” post can be used against you.
- Assume insurers are watching your accounts.
Mistake #7: Accepting the First Settlement Offer
- Initial offers are almost always far below the true value.
- Don’t rush, consult with an attorney first.
Mistake #8: Not Following Doctor’s Orders
- Missing appointments or ignoring treatment weakens your case.
- Shows lack of seriousness about your injuries.
Mistake #9: Waiting Too Long to File a Claim
- California statute of limitations = 2 years for personal injury.
- Delay can mean losing your right to recover.
Mistake #10: Not Hiring a Personal Injury Lawyer
- Insurance companies have entire legal teams.
- Going alone often leads to lowball settlements or denied claims.
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Disclaimer: The material provided in these blogs is for general informational purposes only and should not be considered legal advice. Reading these posts does not create, and is not intended to create, an attorney-client relationship with Hillstone Law. Our intent is to share knowledge, raise awareness, and provide helpful resources to the public; however, Hillstone Law makes no warranties or guarantees about the accuracy, completeness, or reliability of the information provided, and expressly disclaims liability for any actions taken in reliance on it. The photos used in these posts are for illustrative purposes only and do not depict actual clients, individuals, or incidents unless expressly stated. If you or a loved one has been injured in an accident, please contact Hillstone Law at (855) 691-1691. Our attorneys are available to answer your legal questions and help you understand your rights.
