Being involved in any auto accident is stressful—but when an Uber or Lyft is involved, things can get even more complicated. Between multiple insurance policies, app activity, and liability disputes, victims are often left wondering who will pay for their injuries and losses. At Hillstone Law, our Los Angeles rideshare accident attorneys are here to fight back against insurance company tactics and ensure you receive the compensation you deserve.

Rideshare Accidents on the Rise in Los Angeles

Despite initiatives like Mayor Eric Garcetti’s Vision Zero plan, which aimed to eliminate traffic deaths by 2025, fatal car accidents in Los Angeles have risen by 32% since the program launched. Contributing factors include:

• Distracted driving
• Speeding and reckless lane changes
• Impaired driving (alcohol, drugs, or medications)
• Running red lights or failing to yield
• Fatigued driving from working long hours
• Rideshare drivers multitasking with apps while behind the wheel

Because Uber and Lyft drivers are paid per ride, some may speed, drive tired, or stay glued to their phone app—creating serious risks for passengers, pedestrians, cyclists, and other drivers.

Who Pays After an Uber or Lyft Accident?

Liability depends largely on whether the Uber or Lyft driver was using the app at the time of the accident:

• App Off (Not Working)
  • The driver’s personal auto insurance applies.
• App On, Waiting for a Ride Request
  • Uber and Lyft provide third-party coverage:
    • $50,000 per person for injuries
    • $100,000 per accident total
    • $25,000 for property damage
  • This coverage applies only if the driver’s insurance does not.
• Ride Accepted or Passenger in Vehicle
  • Uber and Lyft provide up to $1,000,000 in third-party liability coverage.

Because these cases often involve multiple insurers, companies may try to deny claims, argue you were partially at fault, or minimize the severity of your injuries. That’s why having an experienced attorney on your side is critical.

Damages You May Be Entitled To

Victims of Uber or Lyft accidents may seek compensation for:

• Medical expenses (past and future)
• Lost wages and reduced earning capacity
• Property damage
• Rehabilitation costs and travel to appointments
• Scarring, disfigurement, or permanent disability
• Pain and suffering
• Loss of enjoyment of life

Insurance companies often undervalue “intangible” losses like pain and suffering. At Hillstone Law, we know how to prove the real impact of your injuries—whether through medical evidence, expert testimony, or by taking your case to trial if necessary.

Contact Hillstone Law Today

After an Uber or Lyft accident, you shouldn’t have to fight with insurance companies while trying to recover from your injuries. At Hillstone Law, our experienced Los Angeles Uber accident attorneys will handle the legal battle while you focus on healing.